Difference Between Vision and Medical Insurance
12/21/2023
At Infinity Eyecare of Denver, we get many questions on the difference between vision and medical insurance. We get it- insurance can be hard to understand! Below we break down the differences and what one you would use if coming to Infinity Eyecare of Denver.
Vision Insurance:
Vision insurance and medical insurance serve distinct purposes in covering different aspects of eye care. Vision insurance specifically is designed to address preventive and corrective measures to maintain optimal vision health. Vision Insurance typically helps with costs for routine eye exams, eyeglasses, contact lenses, and sometimes corrective surgeries. It depends on your specific insurance and your specific plan, but typically there is co-pay for the routine exam and then an additional one if you wear contact lenses for the fitting and contact lens exam. Your insurance then typically has benefits related to frames, lenses and contact lenses.
Medical Insurance:
On the other hand, medical insurance in relation to eye care usually is related to eye emergencies or injuries such as corneal abrasions, retinal detachments or foreign object removal. Medical insurances may cover some comprehensive exams for qualifying diagnosis such as cataracts, glaucoma or diabetes but rarely cover materials such as glasses or contact lenses.
The vision insurances we take are VSP and Spectera. The medical insurances we take are Cigna, United Healthcare, Blue Cross Blue Shield and Medicare. We also welcome self-pay patients who do not have insurance!
At Infinity Eyecare of Denver, we are here to help answer any Insurance questions you have. Our billing specialist, front desk and Optical Manager are all resources to help you better understand how to maximize your benefits, what insurance to use and understanding charges and copays.
Give us a call at 303-777-1400! We would love to help!
Go Back Vision Insurance:
Vision insurance and medical insurance serve distinct purposes in covering different aspects of eye care. Vision insurance specifically is designed to address preventive and corrective measures to maintain optimal vision health. Vision Insurance typically helps with costs for routine eye exams, eyeglasses, contact lenses, and sometimes corrective surgeries. It depends on your specific insurance and your specific plan, but typically there is co-pay for the routine exam and then an additional one if you wear contact lenses for the fitting and contact lens exam. Your insurance then typically has benefits related to frames, lenses and contact lenses.
Medical Insurance:
On the other hand, medical insurance in relation to eye care usually is related to eye emergencies or injuries such as corneal abrasions, retinal detachments or foreign object removal. Medical insurances may cover some comprehensive exams for qualifying diagnosis such as cataracts, glaucoma or diabetes but rarely cover materials such as glasses or contact lenses.
The vision insurances we take are VSP and Spectera. The medical insurances we take are Cigna, United Healthcare, Blue Cross Blue Shield and Medicare. We also welcome self-pay patients who do not have insurance!
At Infinity Eyecare of Denver, we are here to help answer any Insurance questions you have. Our billing specialist, front desk and Optical Manager are all resources to help you better understand how to maximize your benefits, what insurance to use and understanding charges and copays.
Give us a call at 303-777-1400! We would love to help!